Features & Benefits:

• Low annual interest rate of 9.11% (variable) on purchases (Fees, Charges and Important Information).

• Access your monthly credit card statement online by logging in to AIB Internet Banking (as you will not automatically receive paper statements through the post).

• Annual Percentage Rate (APR) 13.6% (variable)

  Representative Example: Assuming a credit limit on your card of �1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 9.11% variable, (Representative 13.6% APR variable), the total amount you will pay back is �1,606.55 which includes Government stamp duty charge of �30.00. Interest charged would be �76.55.

• Minimum Qualifying Salary: �16,000

• No annual bank fee (Government stamp duty of �30.00 is charged annually per credit card account). Other fees and charges may apply (Fees, Charges and Important Information).

• Up to 56 days free credit

  If you clear your balance in full and on time each month, you can avoid paying interest.

• Spread your repayments

  With an AIB CLICK Visa Card, you decide how much you want to repay from the minimum amount (3% or �6.35, whichever is greater) to the full outstanding balance.